Should I Talk to the Other Driver After My Car Crash?

There are many causes of car accidents; the most common are distracted driving, speeding, fatigue, poor roads, reckless driving, and driving while intoxicated. Poor weather, wildlife, or obstructions in the road can also contribute to auto crashes. Whatever the case, knowing how to act after a crash is crucial.

What to Do After a Crash

After getting into an accident, the first thing you should do is pull over by the roadside and get to safety. Do not leave the car in the middle of the road, unless it cannot be driven. Leaving a vehicle in the middle of the road will obstruct oncoming traffic and put other drivers in danger, therefore, all the vehicles involved in the crash should pull over, if possible.

After getting out of the car, be sure to check yourself for injuries to ensure you are okay. Next, check on the other driver to see if they are injured and if calling 911 is necessary. If the accident is serious, first responders will be sent to the scene.

Call the local police department and report the accident. They will dispatch someone to the scene to write up a report and issue any violations. This report may come in handy later, especially if you have to file a lawsuit against the other driver.  

Remember to also call your insurance provider and tell them about the crash. In some cases, they may send someone over to the scene to document and investigate the incident. One thing that you should always remember after an accident is never admit liability or fault.

Should I Talk to the Other Driver After My Car Crash?

The answer is both yes and no. You should talk to the other driver only to confirm if they are injured or not and try to help. If your cellphone was damaged in the crash, you can ask the other driver to call the police or 911 on their phone.

You should never try to debate who was at fault or admit liability. This is a matter for investigators to determine. Even if the investigator claims you were at fault, the matter can still be litigated in court. Be sure to also limit your talk because there are witnesses who may hear something and testify that you admitted liability in one way or another.

What most people often do after a crash is feel sorry and start apologizing to the other driver while giving all sorts of reasons why the crash occurred. You should never do this, as this is akin to admitting liability. If you have been seriously injured, you will also need to hire a San Diego car accident attorney to help you seek an appropriate compensation for your injuries.

Are Work-Related Car Accidents Covered by Iowa Workers Comp?

Have you suffered a work-related car accident in Iowa? Are you worried that your employer may not cover your injuries? Workers compensation is a form of insurance that provides coverage to employees who suffer accidents in the course of their job duties. The insurance covers medical expenses and wages lost after a work-related accident.

When you get into a traffic accident while on the job, it is natural to worry about who will cover the medical expenses, lost wages, and damages incurred after the accident. What does the law say concerning such kind of accidents? Will you be covered under the Iowa workers compensation? Read on to find out.

Are Work-Related Car Accidents Covered by Iowa Workers Comp?

The answer is yes! Iowa workers comp covers injuries and fatalities that occur in the line of duty, regardless of who was at fault. The coverage includes car accidents that occur within the workplace and outside the work premises, as long as one was conducting company business at the time of the accident. Some of the instances when a worker would be eligible for compensation include:

  • Getting into a car crash while running business errands, e.g., making deliveries, getting supplies, etc.
  • Being involved in a motor vehicle accident when running errands as instructed by the employer, e.g., picking personal dry cleaning, buying lunch, etc.
  • A car accident that occurs as an employee is traveling to an event that’s sponsored by the employer
  • The nature of the employee’s work requires them to travel by vehicle between job sites
  • The employee is away on a business trip at the time of the accident

In all these circumstances, an employee is entitled to receive compensation if they are involved in a car crash at work in Iowa. The workers comp insurer will cover medical expenses and lost wages. Also, if the worker stays out of work for more than three days as a result of the accident, they may get temporary or permanent disability benefits depending on the severity of the accident.

Which Car Accidents Aren’t Covered?

The Iowa workers comp doesn’t cover all employee car accidents. For example, a worker cannot file for compensation if they get into a crash while driving to or from work. However, the claim can be viable if the accident occurs on the business premises. Also, if one gets into a motor vehicle accident while violating company policy or committing a crime, they will not be eligible for compensation. Finally, traffic accidents where the worker was under the influence of drugs will not be compensated under the Iowa law.

What Should You Do After a Car Accident?

If you have suffered a work-related motor vehicle accident, the most important thing is to seek medical attention immediately. Let the physician know that your injuries are work-related so that they can document them. According to the Iowa law, you have ninety days to notify your employer that you got into a work-related accident. After being informed, the employer should immediately file the First Report of Injury with the Workers Compensation Commissioner to commence the compensation process.

Work-related car accidents can occur unexpectedly, and when they do, compensation is mandatory. However, one should take note of the instances when the claim can be denied – mainly if they acted in violation of company policy or state laws. If you have a valid claim and feel that the insurer may reject it, contact a workers compensation lawyer for legal advice and representation.

Reasons to Get a Lump Sum Workers Comp Settlement in Iowa

When you’re struggling with an on-the-job injury, your work comp benefits can make a world of difference. You’ll receive weekly payments, much like your wages, which should cover your expenses and help cover your lost wages.

However, you might want your whole settlement at once. For some Iowa workers, this might be the best option for you. If you’re not certain, however, think about the reasons you might choose to take a lump sum settlement and what may be best for you.

No Interest on Your Bills

When you have the full settlement you need, dealing with the expenses you might have gained becomes much easier. As time passes, your debts accrue interest. When you’re getting weekly payments, that could mean staying only just ahead of your bills.

With a lump sum settlement, however, you can pay those bills off at once. That payment can help you avoid creditors harassing you for a payment or the pressure of constant debt. While that means you might have used up a large portion of your settlement already, you’ll have peace of mind that you don’t have to worry about those bills.

Handle Your Expenses on Your Time

Some Iowa workers choose a lump sum payment because it lets them take control of their own funds. You might be concerned about losing those funds if they think you’ve approved, for example, or you might simply want to separate your expenses out differently.

With a lump sum payment, you may waive all future rights to compensation and take that full settlement. Remember, however, that this means you’ll waive all further options for compensation. You’ll be unable to receive any further benefits, so remember this before you file your claim.

Choosing a Lump Sum or Payments

When you’re injured in a work accident, getting your benefits is vital. Once you’re approved, however, what’s your next step? For many, that means choosing better weekly payments or a lump sum payment of all your benefits.

Which option should you choose? That generally depends on your situation. If you want to avoid interest, for example, taking a lump sum payment might be the best option for you. If you expect to heal quickly and not need further compensation, you might also choose to take a lump sum.

Not sure which to choose? You’ll need an Iowa workman’s comp lawyer on your side. They’ll give you the help you need to make the best decision for your claim.

Denied Workers Comp Claim? Don’t Give Up

When a work accident happens, you’ll need help recovering. Fortunately, that’s what a workers comp claim should give you. You’ll need benefits that cover your losses for your on-the-job injury, but that can be complex. Indeed, you might have already been denied your workers comp claim already.

That can feel overwhelming, but don’t give up. You’ll still have a chance to seek your work compensation benefits, so seek out a workers comp lawyer in Raleigh if you’re struggling to recover from your accident.

Reasons for a Denial

It’s unfortunate to have to wait for your workers comp, but you should have the tools you need to fight back. Your first defense, in fact, will be in your denial letter. Each denial letter must include a reason for your denial, and that can help you fight back.

Knowing why you were denied can help you fight back, so check out your denial reasons before you file. Your lawyer can use this reason to help you fight back. The following are a few examples of denials you might see:

  • Not enough medical evidence
  • Disputes about time and location of accident
  • Missed filing deadline
  • Injury doesn’t meet state guidelines
  • No medical treatment was accepted

How to Appeal

Once you’ve determined the best defense for your claim, you’ll then need to fight back by addressing the reason you were denied. If you can prove that their reason for denial is wrong, you can get your claim approved and get your compensation.

For example, they might claim that there wasn’t enough proof that you were injured. If this is the case, you’ll need to seek out more exams from the doctor, which can prove you were seriously injured. With this extra evidence that you were hurt in a work accident, you can expect the work comp benefits you need to recover.

You’ll need to set up an informal meeting with your employer and their insurer first. If this meeting doesn’t get you the compensation you need, reach out for help before you schedule a hearing with the Workers Compensation Commission.

Who Can Help?

A serious injury can make your life difficult, so you’ll need to seek out help as soon as possible after a work accident. Unfortunately, your help didn’t come through, and your workers comp claim was denied.

Fortunately, that’s not the end of your claim. You’ll have a chance to prepare further evidence and fight back for the compensation you deserve. Fight back and get the full benefits you need for your recovery.

Already talked to your employer, but didn’t get the answers you needed? Schedule a formal hearing with the help of an attorney. They can help you prepare your evidence and present it to the judge. With the right help, you can get the benefits you need for a full recovery.

Does the SEC Give Rewards for Reporting Money Laundering?

All around the world, large sums of money are being made through corruption and illegal activities. The perpetrators try to hide their wealth by making these seem like legitimate assets. They do everything in their power to evade law enforcement agencies so that they can continue making profits. Authorities, on the other hand, use a number of strategies to catch them and stop their operations. One of these is the acceptance of tips that could help them find and pin down suspects. The Securities and Exchange Commission or SEC is among the leading agencies in this fight.

The SEC Whistleblower Program

Does the SEC give rewards for reporting money laundering? Unfortunately, they do not. But they have a program in place that awards whistleblowers for their efforts in reporting securities law violations. If money laundering is rampant at a company, it’s likely that there are other violations, potentially including violations of securities laws.

Congress spearheaded the creation of the program in order to help the commission do its job. The hope is that the monetary incentives will convince individuals with insider knowledge to come forward and provide information. The SEC is particularly interested in learning about violations of federal securities laws. Whistleblowers can get around 10 to 30% of the monetary sanctions imposed by the authorities. They are also protected from the retaliation of their employers.

Whistleblower Eligibility

There are strict rules for eligibility to the program. Persons must provide original information to the SEC voluntarily. This must pertain to a violation of federal securities law that already happened, is happening, or is about to happen. This information should produce a successful action by the SEC and trigger monetary sanctions greater than a million dollars. Whistleblowers must be individuals or groups of people. Organizations and companies are ineligible. Both employees and non-employees can provide details of a company’s activities. Whistleblowers must follow a specific format and process as defined by the SEC rules.

Submission of Information

The commission is looking for tips that are timely, credible, and specific. They need information that can actually lead them to the individuals who are behind the schemes. They want specific examples of fraudulent transactions. Note that they can only act on cases that are covered by federal security laws. Those that fall outside of their scope should be referred to the appropriate agency. Examples of the types of cases that they handle are Ponzi schemes, theft of funds, rice manipulation, inside trading, unregistered securities offering, misleading financial statements, naked short selling, and bribery of foreign officials.

Factors Affecting the Award Amount

The actual amount of the award given to whistleblowers will depend on several factors. These include the significance of the information provided, the extent of assistance given to the investigators, and the individual’s level of participation in internal compliance systems. The amount may be reduced if the whistleblower is found to be a participant in the illegal activities, has interfered with the internal compliance systems, or has unreasonable delayed the reporting of the violations. For more information about the program, talk to a SEC whistleblower attorney. Schedule a meeting to discuss the facts of the case and explore your options.


The Dangers of Sharing the Road with Semi-Trucks

When you’re on the road, you want to protect your own safety and the safety of those around you. So, you don’t want to be on the road with drivers who won’t protect your safety as well. Unfortunately, that’s one of the dangers of sharing the road with semi-trucks.

It’s unfortunate, but you could be endangered by these trucks, and it’s tough to protect yourself from the dangers they cause. Before you get in your car, make sure you know what to look for and how to protect yourself from these dangerous vehicles on the road.

Larger Trucks Can Injure

Any kind of car accident can injure you, of course. You’re moving at high speeds, and that momentum can do a lot of damage. Truck accidents can do much of the same damage, but with more weight behind it. That can make a big difference.

Semi-trucks will weigh several tons more than your vehicle, which adds to the damage they can cause. You can expect serious injuries, such as the following:

  • Traumatic brain injuries
  • Spinal injuries
  • Internal bleeding
  • Broken bones
  • Burn injuries

They May Not Worry About Your Safety

Since these semi-trucks are known to be so dangerous, their drivers should be aware and careful with the safety of other drivers, right? Unfortunately, that’s not always so careful with your safety.

Instead, they may act recklessly or carelessly while doing their jobs. For example, you might see an 18-wheeler swerving over the road. The driver might be driving drowsy, which can be deadly. They might be trying to meet a tight deadline, so they’re keeping long hours to save time.

Otherwise, they may be driving under the influence, which puts you in more danger. When another driver ingests drugs or alcohol, you’re in extra danger because of them. They’re not just putting you in danger, though. They’re also committing a felony, so you’ll need to take action soon.

Some cases are a little simpler, though. While the truck driver might not have been doing anything especially dangerous, inattention can be deadly with 18-wheelers. If you’re in their blind spot, they might try to change lanes quickly, which can be deadly.

Your Next Steps

Sadly, you might have already been in a truck accident, and now you need help recovering from your devastating injuries. It’s tough to deal with, if you can’t avoid an accident with a trucker. You can, however, take action get compensation for your injuries.

When you’re injured by a truck accident, you’ll need help from a Birmingham truck accident lawyer, so act quickly to get the full compensation you need to recover. They can help you get the full compensation you deserve when a truck driver endangers you.

Work Credits and SSDI

When you are suffering from a disabling condition and are no longer able to financially support yourself, you may be eligible for Social Security Disability Insurance (SSDI) benefits. This is a government run program that allows those who are unable to continue working to obtain a monthly disability benefit that they can use to provide for themselves while they are unable to earn a living.

However, SSDI isn’t geared towards those suffering from a temporary disability. In fact, there are very strict requirements for someone to be eligible for SSDI. Below we review some of these requirements including how much work you need to have put in over the years to qualify for SSDI benefits.

Eligibility for SSDI

In order to qualify for SSDI, you must first be able to demonstrate that you are physically incapable of work. This includes any previous positions you might’ve held, as well as work in any other types of industries. Only those who are completely unable to work will be approved for SSDI.

The Social Security Administration (SSA) has developed a list of conditions that will nearly always qualify for SSDI benefits. However, just because your condition isn’t listed on the SSA’s list of qualifying conditions doesn’t mean that you won’t be eligible for benefits.

As long as your medical documentation explicitly states that you are no longer able to continue working in any industry, you should be approved for SSDI benefits. It’s important to note that your medical documentation will be independently reviewed by SSA physicians and is subject to denial if they believe your condition is not entirely debilitating.

How Much Work Do You Need to Qualify?

Another key component to SSDI benefit approval is having worked a minimum amount of time where you already paid into the SSDI program through the taxes taken out of your paychecks. Generally speaking, this means that you’ll earn 1 credit for every $1,320 you earn annually.

You are only able to earn 4 work credits each year, and the amount you need to earn per credit is subject to change every year. This figure is current as of 2018. Before you can qualify for SSDI benefits, you need to earn a total of 40 credits.

Now, this might not seem like a big deal, you just work for 10 years and can qualify right? Unfortunately no. At least 20 of the credits you earn must be done within the 10 years prior to your diagnosed disability.

You may be wondering how this will impact you if you are seeking SSDI benefits for your disabled child. Fortunately, children who have qualifying conditions can typically be exempt from this rule or have their work credits reduced significantly if they are of working age. If you have any further questions in regards to work credits and SSDI as a whole you can discuss them with your attorney.

Speak with a Knowledgeable SSDI Lawyer

If you aren’t sure if you qualify for SSDI based on your work credits, or if your claim has been denied and you believe you do meet the requirements for approval, get help from an SSD attorney who can work with you to appeal your case.

When you need financial assistance due to a disabling condition after you’ve put in years of work to insure your benefits, you shouldn’t just sit back and accept a denial. Your attorney will work diligently to do whatever it takes to obtain the benefits to which you’re entitled.

Is Drowsy Driving as Dangerous as Drunk Driving?

People often want to know, is drowsy driving as dangerous as drunk driving? For all practical purposes it is just as dangerous and some consider it more dangerous than drunk driving. As dangerous as drowsy driving is the statistics gathered are lacking. Driver education on the topic is also lacking. It is important to understand what makes drowsy driving so dangerous.

The results of driving while drowsy are the same as drinking while driving. Both drivers will suffer from inattentiveness and poor decision making skills. In addition to the drivers will experience slower reaction times, difficulties with processing information, and impaired memory. These negative effects and impairments combine together to make both drivers equally lethal risks to themselves and other drivers and pedestrians on the road.

Another comparison is the cumulative results of both drinking and sleep deprivation while driving. It is common knowledge that the more you drink the more you become impaired. What is not as known is that the longer you stay awake the more dangerous you are behind the wheel. A person that has been sleep deprived for 24 hours or more will suffer the same impairment as someone whose blood alcohol level exceeds the legal limit. It is important to note that the word deprivation applies to anyone who gets less than 8 to 6 hours of sleep per night. Deprivation is not reserved for those who do not sleep at all. This is a common misconception for many drivers.

While there are several comparisons and similarities between the two conditions there are many reasons drowsy driving is more dangerous than drunk driving. The first reason is, there is no drowsy driving test that can be administered to drivers.. This makes it difficult to impossible for police officers to monitor the roadways for such drivers. If you have to sue a drowsy driver for an accident, just like you would sue a drunk driver, it is almost impossible to prove the impairment. Another reason drowsy driving is so dangerous is how a driver responds or does not respond. A drunk driver will tend to brake or swerve albeit to late. A drowsy driver does not brake or swerve at all since they are typically asleep when the accident is happening. The results of no reaction at all are often devastating.

If you are driving and you know you are sleep deprived remember that it is comparable to driving while drinking. If you start to suffer the negative effects of drowsiness pull over at once. If you have another driver with you, switch. If you do not have another driver keep yourself and everyone else safe, pull over and get some sleep. It will save lives.

Common Defenses Seen in Traffic Court

Safety on the road depends on a variety of factors. For starters, every driver needs to drive while sober. Secondly, they must follow all the traffic rules and obey road signs. Drivers must also drive at a safe speed or below the speed limit. If all the traffic rules are followed and every driver on the road drives responsibly, the roads will be much safer as there would be fewer accidents. Police patrol vehicles are usually stationed in different parts of the highway or local roads to ensure there is compliance with local traffic rules. Since different jurisdictions may have different rules, it is imperative you learn about local traffic laws. If you are cited for reckless driving, speeding or any other traffic offense, you will be given a ticket, which you can decide to pay or fight it.

Fighting traffic tickets is recommended because paying a fine is akin to admitting guilt. Consequently, the conviction will be added to your driving record. This may increase your auto insurance premiums and increase future fines for other traffic violations. Therefore, you should consider fighting traffic tickets.

Common Defenses Seen in Traffic Court

Poor Determination of Speed

There are many traffic ticket defenses that can be used by drivers who have been cited for speeding. Since different roads usually have different speed limits, driving above the limit can earn you a traffic ticket. However, you can effectively defend yourself in court by challenging how the officer who cited you determined your speed. There are several ways of doing this. The officer might have done pacing, which is basically driving at the same speed as you and checking their speedometer. If this is how the officer determined your speed, you can challenge their evidence by enlightening the court about the fact that the officer has neither been trained nor certified in pacing for speed determination purposes. If the officer used a speed gun, you can ask for records of equipment calibration and maintenance to prove that the equipment used was not calibrated or maintained as required.


You may drive over the speed limit out of necessity. For instance, someone might have been following you, so you had to speed to get away from them. If you called the police, your speeding may be justified. Similarly, your house might have caught fire, so you might have been rushing to help put it out as you wait for the fire department. There are many other reasons that may necessitate speeding on a public road.

Mistake of Fact

You can argue that mistake of fact led to the traffic violation. For instance, if you are cited for ignoring a stop sign that has recently been installed on a stretch of road you normally use, you can argue that you did not have sufficient notice, which is a mistake of fact. Most judges would throw out the ticket if there was mistake of fact. Another case of mistake of fact is when you make a right turn in a no-right-turn section because strong winds recently blew away the warning sign.




A Day in Criminal Court

When you’re arrested for the first time, criminal court can feel pretty intimidating. You’re not sure what to expect, and your future is on the line. A misdemeanor or felony charge can haunt you for years after your case, so you’ll need to be ready for your case.

So, what can you expect during your day in court? Your lawyer will walk you through your case and the specific details of your case, but if you’re concerned about your day in criminal court, keep in mind that the typical day in criminal court might look something like this.

Before Your Trial

You probably have already gone through the arraignment process, which means that your criminal charges have been read to you and you’ve pleaded not guilty. Now, it’s time to appear in court, but you and your lawyer might have to prepare a few things first.

Before the trial, the lawyers will select a jury, which gives them a chance to question them before the trial begins. This is to seek out any signs of bias among the jurors, so that they have a fair group to choose from. Once this process is over, your trial should be ready to begin.

Opening Statements

Before the testifying and other statements begin, your day in criminal court should get going during the opening statements. This gives both sides a chance to deliver a few statements about the case and their thoughts.

As such, your lawyer might start your case by talking briefly about why you’re not guilty, which is important. By delivering a good opening statement, your lawyer has a chance to reach out to the jurors and change any initial impressions they may have about you. Once these opening statements have closed, the testifying begins.

Testifying for Your Case

The testifying process is what most of us think of when we think of a trial: this is the point where both sides present their cases and any evidence for or against you. Both sides might use any of the following types of evidence:

  • Physical evidence
  • Expert witnesses
  • Eyewitnesses

These witnesses will talk about what they saw, or an expert witness might be brought in to discuss why you couldn’t have been guilty of the offenses you’re accused of. For example, let’s say you were charged with a DUI. Your lawyer might bring in an expert witness to question the usefulness of the field sobriety tests and show why they could be wrong or calibrated incorrectly.

Wrapping Up Your Trial

Once the lawyers have had a chance to present all their evidence, they’ll make their closing statements before the final verdict is made. You’ll be found guilty or not guilty, and you’ll either receive the sentence for your offenses, or your charges will be dropped, and you’ll be let go.

However, with a lawyer on your side, you’ll have a better chance of dropped charges. So, if you’re heading to court, go to criminal court defended by a lawyer. Their expertise can help you through your day in criminal court and help you get your charges dropped.